It may seem surprising that many people do not have dental insurance. Dental insurance benefits are not always offer though work so people do without until a major dental need arises. The problem with waiting until you need dental insurance is that by then it can be to let to get the type of dental insurance you want. People find out too late in order to stay with their dentist they may need to get a dental PPO plan.

However most dental PPO plans have long term waiting periods, so when not bought early on you may not get the coverages you are looking for. One thing I suggest is if you have a dentist that you do not wish to change find out what types of dental plans you would need  in order to stay with their dental office. If you are with a dental office that only accepts PPO dental plans then you may want to think about getting a dental PPO plan now so you have a plan in place for your future dental needs whether it for preventive dental care or major dental care.