Question: I am living in Los Angeles and have very bad teeth. I have been to a dentist that gave me a free consult but the cost of having all the dental work needed is more then I can afford right now.  However I can not afford to continue to delay the needed dental care. I am looking for a dental PPO plan that will let me stay with the dentist I seen and can help me with my dental needs

Answer: PPO dental insurance plans are very good for letting you choose or keep your own current dentist, and in most states we provide several PPO plan options.  However make sure you read each plan terms and conditions carefully as dental PPO insurance plans normally have plan waiting periods, maximum limitations and yearly deductibles/office co-pays.  Since these types of limitations will restrict your dental benefits make sure you understand what you are getting coverage’s for and when benefits starts.