According to the World Health Organization, around 60 percent of all adults suffer from gum inflammation and require dental treatment. With that said, dental treatments for gums can become very costly without having some dental insurance to help reduce the cost of services. Also, it is essential to know that under most PPO plans, periodontal services fall under major dental care, which means you could wait a year or more before having benefits for this type of dental care treatment. Therefore, consider your future dental needs when buying dental insurance to protect you better.

If you have a current dentist that you wish to stay with, check if they are in the network of the dental insurance plan you are considering. If your dentist is in-network, you can sign up for that plan and continue to see your current dentist. However, if your dentist is outside the network, you may have to pay higher out-of-pocket costs or switch to a dentist in the network. It’s always a good idea to check with your dentist and the dental insurance company to ensure that you can continue to receive care from your preferred dentist while still being covered by the dental insurance plan.